August 18th, 2010 Administrator
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August 18th, 2010 Administrator
BOROUGH libraries are helping people get into the driving seat with a free online practise test.
The service is offering learner drivers to have a go at the Theory Test Pro online – a highly realistic simulation of the driving theory test which allows people to test their knowledge ahead of a real test.
The full set of official questions, Highway Code and hazard perception clips are all available free of charge.
The website – dudley.gov.uk/libraries – can be accessed from any computer, whether at home or in the library but a library card and PIN is required to log on. People should follow the link to online resources.
Councillor David Simms, cabinet member for housing, libraries and adult learning, said: “This is a great learning resource for people learning to drive and best of all it’s free to use.”
From : Dudley News website
Bedford driving instructors from the driving school Txt-Drive can offer help & advise on the DSA Theory Test which you will be required to pass before you can take your practical driving test in Bedford. Txt-Drive driving school in Bedford offer driving lessons in Bedford from just £12.00 per hour. Visit www.txt-drive.co.uk or call 0800 8600 983 (FREEPHONE) for more information or to book driving lessons.
Posted in Bedford, Driving, Driving Instructors, Driving Lessons, Driving Tests, Txt-Drive | No Comments »
August 18th, 2010 Administrator
The AA is offering affordable insurance cover to learner drivers, which could prevent them from needing a debt management plan in the future.
Learner Driver Insurance is now available for just £3 a day for 28 days of full cover or £2.73 a day for any subsequent 28-day periods recommended by an instructor.
Through this new insurance, young drivers will not have to pay out a fortune to protect their cars from accidents. Repairs alone could lead to the need for a debt management plan.
Simon Douglas, director of AA Insurance and the AA Driving School, said that many parents are put off adding their child to their own insurance policy as this can amount to hundreds of pounds.
He said: “It’s vital that young drivers gain as much experience as possible while learning, in addition to their formal driving lessons.”
It is hoped that the new insurance will encourage adults to teach their youngsters how to drive as this can help them pass, Mr Douglas added.
Student James Hayes was quoted a total of £17,000 in order to insure his £2,000 Vauxhall Corsa so he may benefit from Learner Driver Insurance.
From : Money Debt & Credit website
The PASS PLUS course can also help to reduce your car insurance. Past Txt-Drive pupils that took driving lessons in Bedford have saved upto £450.00 on their car insurance. To take the PASS PLUS course, contact Txt-Drive driving school in Bedford on 0800 8600 983 (FREEPHONE).
Posted in Bedford, Driving, Driving Lessons, Pass Plus, Txt-Drive, car insurance | No Comments »
August 4th, 2010 Administrator
Drivers are risking fines, disqualification or jail because they do not know the rules on supervising learners, according to the AA.
The motoring group’s survey of 19,000 members suggested nearly a quarter did not know it was illegal to use a mobile phone while out with a learner driver.
Nearly one in 10 respondents was unaware falling asleep was not allowed.
The law states that somebody supervising a learner driver is effectively in control of the car.
The AA said that in one case a supervisor was jailed after the learner was involved in a crash that killed two people.
It said many learners benefited from time spent with more experienced drivers, but suggested short driving courses for supervisors might be needed.
The AA/Populus survey suggested drivers were also breaking the law by drinking, sending text messages, or failing to wear their glasses while on practice runs with learners.
Some 23% of respondents did not know they would be breaking the law by using a mobile phone while supervising a learner.
And 13% were unaware of the need to wear glasses if they used them when driving themselves, while 9% did not realise that falling asleep in the passenger seat was illegal.
A total of 4% of respondents who had supervised learners admitted breaking at least one of these laws. The figure rose to 22% among supervisors aged 21 to 24.
The president of the AA, Edmund King, said the issue was highlighted by a case in which a person who was supposed to be supervising was over the drink-drive limit.
“This is where the legal point is quite serious because you are actually deemed to be in control of the car, even when you’re supervising. And in fact there has been a case where tragically the learner driver actually had a crash, two people died and the supervisor was actually deemed responsible and actually went to jail.”
Reducing risk
AA Driving School director Simon Douglas said: “Learners who build on skills they gain in formal lessons by practising with family or friends have a better chance of passing their test and are likely to be safer behind the wheel.
“Yet drivers often lack confidence or don’t know their responsibilities when supervising learners
“Many are passing on bad driving habits or even risking a run-in with the law.”
Road safety charity Brake said it wanted to see the minimum age for accompanying drivers raised to at least 25.
Katie Shephard from the charity said: “It is vital that learner drivers gain suitable supervised experience behind the wheel, to ensure their safety and the safety of other road users. Accompanying drivers should also be registered as ‘approved accompanying drivers’ by completing a questionnaire to prove their suitability, which could be checked by their insurer.”
Duncan Vernon, road safety manager for the Royal Society for the Prevention of Accidents, said there was “no doubt” those who supervised learner drivers would benefit from being given more information about how best to teach.
“All-round good practice should involve better co-ordination with approved driving instructors, as well-planned private practice can be invaluable,” he said.
“It gives the novice more experience in all kinds of conditions, thereby reducing the risk of them being involved in a crash once they have passed their test.”
From : BBC website
If you want to learn to drive in Bedford with a FULLY QUALIFIED, LOCAL, FRIENDLY driving instructor, in an insured BMW MINI then call Txt-Drive driving school in Bedford on 0800 8600 983 (FREEPHONE) or text DRIVE to 80039 (standard text rate) or visit www.txt-drive.co.uk to book driving lessons.
Posted in BMW Mini, Bedford, Driving, Driving Instructors, Driving Lessons, Driving Tests, Road Safety, Txt-Drive | No Comments »
July 30th, 2010 Administrator
A learner driver has been quoted a staggering £17,000 to insure his £2,000 Vauxhall Corsa.
Student James Hayes, who turns 17 next week, saved for months to buy his modest one-litre car but has been astonished at the sky-high quotes for insurance.
He will have to work flat out over the summer to pay the premiums.
His case highlights how insurers are increasingly using prohibitive premiums as a weapon against young male drivers.
The failure of insurers to offer reasonably priced insurance is being blamed on an explosion in uninsured drivers, which drives up the cost of cover for others and leads middle-class parents to commit a crime by putting themselves as the main driver on their children’s cars.
This reluctance to insure young men is based on accident statistics.
Men aged 17 to 20 are almost ten times more likely to be killed or seriously injured on the roads than older drivers, while one in five new drivers has a crash within six months of passing their test, according to road safety charity Brake.
The Association of British Insurers (ABI) says the average claim of a younger driver is also three times more than older drivers.
But their refusal to cover male teenagers for affordable premiums has led to almost a quarter driving uninsured, according to Brake.
And this ends up costing all motorists as they foot the £500million annual bill for accidents caused by uninsured drivers. Fines for driving without insurance can be as small as £200 plus six points on the licence.
James Daley, editor of Which? Money, says: ‘Uninsured driving is just a knock-on effect of insurers charging high premiums. If insurers really want to combat this then they need to come up with innovative solutions to help young drivers reduce their costs.
‘It’s in everybody’s interests to encourage young people to be better drivers and those who are responsible and maybe need to drive for their job should not be made to feel as if they’re being discriminated against.’
Car insurance premiums have rocketed 11 per cent in the past three months, according to the AA. The average premium for drivers who shop around is £704, but most young drivers can expect to pay at least £1,500 more than this.
Mr Hayes says: ‘I used six comparison websites and the cheapest comprehensive quote I found as a learner driver was £2,257 with ibuyeco. This rises to £3,555 with Admiral when I pass my test. It’s ridiculous when my car is only worth £2,000.’
The most expensive comprehensive quote he received was from The Green Insurance Company at £17,000 per year.
Mr Hayes, who is studying for his A-levels, earns £5.60 per hour working at a supermarket during the holidays and weekends. As well as his insurance, road tax and MoT, he will also have to pay for driving lessons at £13 per hour.
Many youngsters get their parents to insure their car and go on the policy as a named driver – an illegal process known as ‘fronting’.
Mr Daley says: ‘This really is a middle-class crime. Families think: “Well, everybody else is doing it so why shouldn’t we?” ‘
Mr Hayes, who hopes to work in the film industry after he finishes his studies, does not want third party-only insurance and does not want to invalidate his insurance by fronting.
Direct line told him that it keeps all quotes generated by customers – so if someone initially got a quote for themselves, decided it was too expensive and got a new quote with their parent as the main driver instead, the insurer would not pay out on this policy because it has obviously been fronted.
A spokeswoman for Direct line says: ‘Fronting is fraud and the consequences could be grave – ranging from an additional premium being required, to the cancelling of a policy (and therefore non-payment of the claim) as well as the policyholder being added to the financial industry’s fraud database.’
Malcolm Tarling of the ABI says: ‘It is not uncommon for premiums for young drivers to exceed the value of their car.
‘The main risk is not loss or damage to the car itself, but the potential cost of personal injury awards made against the driver if they cause an accident. This can easily run into tens or hundreds of thousands of pounds.’
The best way for young drivers to minimise the cost of insurance is to shop around using comparison sites, such as Moneysupermarket.com, GoCompare.com, ComparetheMarket.com, Compare.dailymail.co.uk and Tiger.co.uk.
You could also find a local specialist broker on the British Insurance Brokers’ Association website www. biba.org.uk or by calling 0870 950 1790. For the cheapest cars to insure, visit www.thisismoney.co.uk/cheap
Will Thomas of Confused.com says: ‘When you’ve passed your test, take the Pass Plus course. Only 6 per cent of 17 to 25-year-old males do, but it saves them £1,037 on average before they reach 25.
‘Start with a small-engine runaround in order to build driving experience.’
From : Dailymail.co.uk
Txt-Drive driving school in Bedford has FULLY QUALIFIED driving instructors that can deliver the PASS PLUS course to you. The PASS PLUS course costs just £150.00 for 6 hours of driving lessons. The PASS PLUS course is designed for new drivers that have recently passed their driving test as it helps to develop their existing skills & it also provides more experience for the new driver. The PASS PLUS course covers motorway driving, night driving, all weather driving & much more. To book driving lessons in Bedford with Bedford driving school Txt-Drive, please call : 0800 8600 983 (FREEPHONE). To book yourself on the PASS PLUS course after your driving test call a Txt-Drive driving instructor in Bedford on the above FREEPHONE number or visit www.txt-drive.co.uk.
Posted in Bedford, Driving, Driving Instructors, Driving Tests, Pass Plus, Road Safety, Txt-Drive, car insurance | No Comments »
